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    Can commercially-oriented microfinance help meet the Millennium Development Goals? Evidence from Pakistan.

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    Impact Study WD final.pdf (512.4Kb)
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    Publication date
    2011
    Author
    Montgomery, H.
    Weiss, John A.
    Keyword
    Asia
    Pakistan
    Microfinance
    Poverty
    Impact
    Empowerment
    Millennium Development Goals
    Khushhali Bank
    REF 2014
    Rights
    © 2010 Elsevier. Reproduced in accordance with the publisher's self-archiving policy.
    Peer-Reviewed
    Yes
    
    Metadata
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    Abstract
    The current emphasis in the microfinance industry is a shift from donor-funded to commercially sustainable operations. This article evaluates the impact of access to microloans from the Khushhali Bank - Pakistan's first and largest microfinance bank which operates on commercial principles. Using primary data from a detailed household survey of nearly 3000 borrower and non-borrower households, a difference in difference approach is used to test for the impact of access to loans. Once the results are disaggregated between rural and urban areas there is a positive impact in rural areas on food expenditure and on some social indicators.
    URI
    http://hdl.handle.net/10454/4475
    Version
    final draft paper
    Citation
    Montgomery, H. and Weiss, J. (2011). Can commercially-oriented microfinance help meet the Millennium Development Goals? Evidence from Pakistan. World Development. Vol. 39, No. 1, pp. 87¿109.
    Link to publisher’s version
    http://dx.doi.org/10.1016/j.worlddev.2010.09.001
    Type
    Article
    Collections
    Social Sciences Publications

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