• Blockchain for next generation services in banking and finance: cost, benefit, risk and opportunity analysis

      Osmani, M.; El-Haddadeh, R.; Hindi, N.; Janssen, M.; Weerakkody, Vishanth J.P. (2021-04)
      Purpose – The purpose of this paper is to help in providing a better understanding of the application of blockchain technology in the context of the banking and finance sectors. The aim is to outline blockchain’s benefits, opportunities, costs, risks as well as challenges of the technology in the context of banking and finance services Design/methodology/approach – Careful examination of the extant literature, including utilising relevant academic-based research databases has been carried out. It covered reviewing various research contributions published in peer-reviewed journals, academic reports, as well as technical reports to help in identifying related benefits, opportunities, costs, and risks. Findings – The findings reveal that there are limited contributions in utilising blockchain in the banking and finance sectors when compared with other sectors. As such, the study highlighted the relevant perspective of benefits, opportunities, costs, and risks within such sectors. Practical implications – This study helps in offering a focal point to banking and financial sector managers and decision-makers for realising the benefits of blockchain technology as well as developing strategies and programmes to overcome the identified challenges. Originality/value – This study highlights the need for a holistic understanding of the various aspects of cost, benefits, risk and opportunities to create blockchain applications that work for banking and finance sectors
    • Examining citizens' perceived value of internet of things technologies in facilitating public sector services engagement

      El-Haddadeh, R.; Weerakkody, Vishanth J.P.; Osmani, M.; Thakker, Dhaval; Kapoor, K.K. (2019-04)
      With the advancement of disruptive new technologies, there has been a considerable focus on personalisation as an important component in nurturing users' engagement. In the context of smart cities, Internet of Things (IoT) offer a unique opportunity to help empower citizens and improve societies' engagement with their governments at both micro and macro levels. This study aims to examine the role of perceived value of IoT in improving citizens' engagement with public services. A survey of 313 citizens in the UK, engaging in various public services, enabled through IoT, found that the perceived value of IoT is strongly influenced by empowerment, perceived usefulness and privacy related issues resulting in significantly affecting their continuous use intentions. The study offers valuable insights into the importance of perceived value of IoT-enabled services, while at the same time, providing an intersectional perspective of UK citizens towards the use of disruptive new technologies in the public sector.
    • Examining graduate skills in accounting and finance: The perception of Middle Eastern students

      Osmani, M.; Hindi, N.; Al-Esmail, R.; Weerakkody, Vishanth J.P. (2017-10-01)
      While many universities have implemented various initiatives and teaching and learning methods to embed the most indemand skills into their degree programmes, there is little evidence in the literature of students’ opinions and awareness of these skills. The purpose of this article is to assess, through an empirical study, students’ perceptions of the skills commonly identified in the literature as important for the field of accounting and finance. A total of 462 surveys were collected and analysed using the SAS statistical analysis tool. According to the findings, the most important graduate skills are communication skills, followed by analytical skills and self-management. The findings also reveal that the language of instruction is statistically significant for a few graduate skills, including interpersonal, planning and organization, communication, self-management and analytical skills. Age is statistically significant for critical thinking skills and gender is statistically significant for leadership, technological and communication skills.
    • Identifying the trends and impact of graduate attributes on employability: a literature review

      Osmani, M.; Weerakkody, Vishanth J.P.; Hindi, N.; Al Esmail, R.; Eldabi, T.; Kapoor, K.; Irani, Zahir (2015)
      Graduate employability has become an issue since there are broad mismatches between the acquired graduate skills from university and the required skills by employers. While previous researches have outlined the salient skills that need to be embedded in graduate education, to date no studies have attempted to methodically identify and synthesize the literature on graduate attributes. In this paper a total of 39 relevant studies on graduate skills and attributes in the subject areas of business and management, accounting, and computer science were extracted from Scopus® (database). This revealed a total of 53 graduate attributes, with some being highly used, such as communication, teamwork, problem solving, technological skills, creativity, interpersonal skills, leadership skills, self-management and flexibility/adaptability. The majority of studies used a quantitative survey method to collect and rank graduate attributes, and Australia emerged as the most active country in researching the domain.
    • Localising Professional Skills Development Strategies in the GCC: Research and Policy Considerations for Qatar

      Weerakkody, Vishanth J.P.; Al-Esmail, R.; Hindi, N.M.; Osmani, M.; Irani, Zahir; Eldabi, T. (2015-09)
      This paper examines the issues and challenges faced by Qatar, a developing Gulf Cooperation Council (GCC) country, when localising established professional skills development strategies used in developed countries. The paper is based on the synthesis of viewpoint formed through the collective practical experiences of the authors. The paper posits that Qatar, a nation that is striving to move from an economy heavily reliant on oil and gas and the skills and competencies of foreign professionals to one that is knowledge driven and managed by its own citizens, needs to consider several micro, macro and policy level implications for implementing a meaningful professional skills development agenda. The unique demographic context as well as value and belief systems that are influenced by the social-cultural environment play a significant role in influencing the implementation of any performance assessment and management and the development of professional skills in the country.